Legal and support
Last updated: August 2026
Privacy policy
Debt Strategist collects no personal data. There is no user account, no analytics, no advertising tracker, and the app makes no network calls to function.
Data you enter
Credit names, remaining balances, rates, payments, terms, fees and penalties. This stays in your device's storage and is never transmitted.
In-app purchase
The full version is processed by Apple through the App Store. The app only checks whether the purchase is active; it sees neither your payment method nor your identity.
Exported PDFs
PDFs are generated on the device. Sharing them, through the iOS share sheet, is entirely your decision.
Deletion
Deleting a credit in the app, or removing the app, erases the corresponding data for good. No copy exists anywhere else.
Since no data is collected, there is no transfer to third parties and none outside the European Union. Questions about this policy: contact@nativlab.app.
Legal notice
Full legal notice of the publisher, in French: nativlab.app/mentions-legales.html.
Debt Strategist is a calculation tool. Its results follow only from the amounts, rates, fees and terms you enter. They are not financial advice, not a credit offer, not a contractual simulation, and do not replace the documents your lender provides.
Support
A question, a figure that looks wrong, a feature idea: write to me. Mention your iOS version, your device model and the screen involved, it makes diagnosis much faster.
Restore a purchase
App settings → Restore purchase, using the Apple Account you originally bought with.
Refunds
Purchases are handled by Apple, so refund requests go through reportaproblem.apple.com.
Changing currency
App settings → Currency. Amounts already entered are not converted; only the displayed symbol changes.